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Rockstarberst's List of Rockstar Budget Items

February 7, 2017

 

As I like to say, "The journey to financial freedom starts with a single budget." It can be overwhelming trying to figure out what goes where, and what categories you should focus on. In this case, more details are better! Use this list of items to allocate every dollar you earn and create your own "zero balance budget".

 

Income is highlighted in green, and that's money coming in each month. Expenses are highlighted in red, and that's money going out each month. At the end of the day, your income and expenses should add up to zero.

Make sure to tell your money where to go so you are not wondering where it went!

 

 

Income

Paycheck

Bonus

Misc. 

 

Giving

Tithes

Charity/Offering

 

Saving

Emergency Fund

Retirement Fund

College Fund

 

Housing

Mortgage

Rent

Repairs/Maintenance

Taxes

 

Utilities

Electricity

Gas

Water

Trash

Phone/Mobile

Internet

Cable

 

Food

Groceries

Restaurants

 

Clothing

Myself

Kids

Laundry

Dry Cleaning

 

Transportation

Gas & Oil

Maintenance & Tires

License, Taxes & Tags

Parking

 

Medical/Health

Medications

Doctor Bills

Dentist

Optometrist

Vitamins

Other _____

Other _____

 

Insurance

Life Insurance

Health Insurance

Home/Renter's Insurance

Auto Insurance

Disability

Identity Theft 

Long-Term Care

 

Personal

Toiletries

Cosmetics

Hair Care

Education/Tuition

Books

Subscriptions

Pocket Money

Gifts

Pet Supplies

Music/Technology

Coffee

Other: _____

Other: _____

Other: _____

Other: _____

 

Recreation

Entertainment

Vacation

 

Debts

Car Payment

Student Loan Payment

Credit Card: _____

Credit Card: _____

Credit Card: _____

Credit Card: _____

 

Income - Expenses = $0

 

 

 

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